function validateATM()
{
	reReg = /^\s{0,}$/
	
	if(reReg.test(document.frmATM.txtPName.value))
	{
		alert("Please enter the primary owner's name to continue.");
		document.frmATM.txtPName.focus();
		return false;
	}

	if(reReg.test(document.frmATM.txtPSSN.value))
	{
		alert("Please enter the primary owner's social security # to continue.");
		document.frmATM.txtPSSN.focus();
		return false;
	}

	if(!isSSN(document.frmATM.txtPSSN.value))
	{
		alert("You must enter a valid primary owner's social security number (xxx-xx-xxxx) to continue.");
		document.frmATM.txtPSSN.focus();
		return false;
	}

	if(reReg.test(document.frmATM.txtPIDtype.value))
	{
		alert("Please enter the type of ID to continue.");
		document.frmATM.txtPIDtype.focus();
		return false;
	}

	
	if(reReg.test(document.frmATM.txtPID.value))
	{
		alert("Please enter the ID number to continue.");
		document.frmATM.txtPID.focus();
		return false;
	}

	
	if(reReg.test(document.frmATM.txtPHAddr.value))
	{
		alert("Please enter the primary owner's home address to continue.");
		document.frmATM.txtPHAddr.focus();
		return false;
	}

	if(reReg.test(document.frmATM.txtPCity.value))
	{
		alert("Please enter the city to continue.");
		document.frmATM.txtPCity.focus();
		return false;
	}

	if(isNull(document.frmATM.selPState.value))
	{
		alert("Please select the state to continue.");
		document.frmATM.selPState.focus();
		return false;
	}

	
	if(reReg.test(document.frmATM.txtPZip.value))
	{
		alert("Please enter the zip code to continue.");
		document.frmATM.txtPZip.focus();
		return false;
	}

	if(!isZip(document.frmATM.txtPZip.value))
	{
		alert("Please enter a valid zip code to continue.");
		document.frmATM.txtPZip.focus();
		return false;
	}

	if(reReg.test(document.frmATM.txtPDOB.value))
	{
		alert("Please enter the Date of Birth to continue.");
		document.frmATM.txtPDOB.focus();
		return false;
	}

	if(!isDOB(document.frmATM.txtPDOB.value))
	{
		alert("Please enter a valid Date of Birth to continue.");
		document.frmATM.txtPDOB.focus();
		return false;
	}

	if(reReg.test(document.frmATM.txtPHPhone.value))
	{
		alert("Please enter the home phone number to continue.");
		document.frmATM.txtPHPhone.focus();
		return false;
	}

	if(!isPhone(document.frmATM.txtPHPhone.value))
	{
		alert("Please enter a valid home phone number to continue.");
		document.frmATM.txtPHPhone.focus();
		return false;
	}

	if(!reReg.test(document.frmATM.txtPWPhone.value))
	{
		if(!isPhone(document.frmATM.txtPWPhone.value))
		{
			alert("Please enter a valid work phone number to continue.");
			document.frmATM.txtPWPhone.focus();
			return false;
		}
	}

	if(reReg.test(document.frmATM.txtPEmail.value))
	{
		alert("Please enter the email address to continue.");
		document.frmATM.txtPEmail.focus();
		return false;
	}

	if(!isEmail(document.frmATM.txtPEmail.value))
	{
		alert("Please enter a valid email address to continue.");
		document.frmATM.txtPEmail.focus();
		return false;
	}

//Joint Owner
	if(!reReg.test(document.frmATM.txtJSSN.value))
	{
		if(!isSSN(document.frmATM.txtJSSN.value))
		{
			alert("Please enter a valid social security number (xxx-xx-xxxx) to continue.");
			document.frmATM.txtJSSN.focus();
			return false;
		}
	}

	if(!reReg.test(document.frmATM.txtJDOB.value))
	{
		if(!isDOB(document.frmATM.txtJDOB.value))
		{
			alert("Please enter a valid Date of Birth to continue.");
			document.frmATM.txtJDOB.focus();
			return false;
		}
	}

	if(!reReg.test(document.frmATM.txtJHPhone.value))
	{
		if(!isPhone(document.frmATM.txtJHPhone.value))
		{
			alert("Please enter a valid home phone number to continue.");
			document.frmATM.txtJHPhone.focus();
			return false;
		}
	}

	if(!reReg.test(document.frmATM.txtJWPhone.value))
	{
		if(!isPhone(document.frmATM.txtJWPhone.value))
		{
			alert("Please enter a valid work phone number to continue.");
			document.frmATM.txtJWPhone.focus();
			return false;
		}
	}
		
	document.frmATM.submit();
}