function validateMember()
{
	reReg = /^\s{0,}$/
	
	if(reReg.test(document.frmMember.txtPName.value))
	{
		alert("Please enter the primary owner's name to continue.");
		document.frmMember.txtPName.focus();
		return false;
	}

	if(reReg.test(document.frmMember.txtPSSN.value))
	{
		alert("Please enter the primary owner's social security # to continue.");
		document.frmMember.txtPSSN.focus();
		return false;
	}

	if(!isSSN(document.frmMember.txtPSSN.value))
	{
		alert("You must enter a valid primary owner's social security number (xxx-xx-xxxx) to continue.");
		document.frmMember.txtPSSN.focus();
		return false;
	}

	if(reReg.test(document.frmMember.txtPHAddr.value))
	{
		alert("Please enter the primary owner's home address to continue.");
		document.frmMember.txtPHAddr.focus();
		return false;
	}

	if(reReg.test(document.frmMember.txtPCity.value))
	{
		alert("Please enter the city name to continue.");
		document.frmMember.txtPCity.focus();
		return false;
	}	

	if(isNull(document.frmMember.selPState.value))
	{
		alert("Please select the state to continue.");
		document.frmMember.selPState.focus();
		return false;
	}

	if(reReg.test(document.frmMember.txtPZip.value))
	{
		alert("Please enter the zip code to continue.");
		document.frmMember.txtPZip.focus();
		return false;
	}

	if(!isZip(document.frmMember.txtPZip.value))
	{
		alert("Please enter a valid zip code to continue.");
		document.frmMember.txtPZip.focus();
		return false;
	}

	if(reReg.test(document.frmMember.txtPDOB.value))
	{
		alert("Please enter the primary owner's Date of Birth to continue.");
		document.frmMember.txtPDOB.focus();
		return false;
	}

	if(!isDOB(document.frmMember.txtPDOB.value))
	{
		alert("You must enter a valid Date of Birth to continue.");
		document.frmMember.txtPDOB.focus();
		return false;
	}
	
	if(reReg.test(document.frmMember.txtPHPhone.value))
	{
		alert("Please enter the primary owner's home phone to continue.");
		document.frmMember.txtPHPhone.focus();
		return false;
	}	

	if(!isPhone(document.frmMember.txtPHPhone.value))
	{
		alert("Please enter a valid home phone # (xxx-xxx-xxxx) to continue.");
		document.frmMember.txtPHPhone.focus();
		return false;
	}

	if(reReg.test(document.frmMember.txtPMaiden.value))
	{
		alert("Please enter mother's maiden name to continue.");
		document.frmMember.txtPMaiden.focus();
		return false;
	}

	if(reReg.test(document.frmMember.txtPEmail.value))
	{
		alert("Please enter the primary owner's Email to continue.");
		document.frmMember.txtPEmail.focus();
		return false;
	}

	if(!isEmail(document.frmMember.txtPEmail.value))
	{
		alert("Please enter a valid Email to continue.");
		document.frmMember.txtPEmail.focus();
		return false;
	}	

	if(!reReg.test(document.frmMember.txtPWPhone.value))
	{
		if(!isPhone(document.frmMember.txtPWPhone.value))
		{
			alert("Please enter a valid work phone # (xxx-xxx-xxxx) to continue.");
			document.frmMember.txtPWPhone.focus();
			return false;
		}
	}

	if(!reReg.test(document.frmMember.txtJSSN.value))
	{
		if(!isSSN(document.frmMember.txtJSSN.value))
		{
			alert("You must enter a valid joint owner's social security number (xxx-xx-xxxx) to continue.");
			document.frmMember.txtJSSN.focus();
			return false;
		}
	}
	
	if(!reReg.test(document.frmMember.txtJZip.value))
	{
		if(!isZip(document.frmMember.txtJZip.value))
		{
			alert("You must enter a valid zip code to continue.");
			document.frmMember.txtJZip.focus();
			return false;
		}
	}

	if(!reReg.test(document.frmMember.txtJDOB.value))
	{
		if(!isDOB(document.frmMember.txtJDOB.value))
		{
			alert("You must enter a valid Date of Birth to continue.");
			document.frmMember.txtJDOB.focus();
			return false;
		}
	}

	if(!reReg.test(document.frmMember.txtJHPhone.value))
	{
		if(!isPhone(document.frmMember.txtJHPhone.value))
		{
			alert("Please enter a valid home phone # (xxx-xxx-xxxx) to continue.");
			document.frmMember.txtJHPhone.focus();
			return false;
		}
	}

	if(!reReg.test(document.frmMember.txtJWPhone.value))
	{
		if(!isPhone(document.frmMember.txtJWPhone.value))
		{
			alert("Please enter a valid home phone # (xxx-xxx-xxxx) to continue.");
			document.frmMember.txtJWPhone.focus();
			return false;
		}
	}

	
	if(!reReg.test(document.frmMember.txtJEmail.value))
	{
		if(!isEmail(document.frmMember.txtJEmail.value))
		{
			alert("Please enter a valid Email to continue.");
			document.frmMember.txtJEmail.focus();
			return false;
		}
	}

	if(!reReg.test(document.frmMember.txtBSSN.value))
	{
		if(!isSSN(document.frmMember.txtBSSN.value))
		{
			alert("You must enter a valid beneficiary's social security number (xxx-xx-xxxx) to continue.");
			document.frmMember.txtBSSN.focus();
			return false;
		}
	}
	
	if(!reReg.test(document.frmMember.txtBZip.value))
	{
		if(!isZip(document.frmMember.txtBZip.value))
		{
			alert("You must enter a valid zip code to continue.");
			document.frmMember.txtBZip.focus();
			return false;
		}
	}

	document.frmMember.submit();
}