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Loans
Rates As Low As
  Terms APR
New Vehicle Loans 36 months 4.00%
  48 months 4.250%
  60 months 4.50%
Used Vehicle Loans (2001-2005 models) 36 months 5.50%
  48 months 5.75%
  60 months 6.00%
Pre-approvals on vehicle loans good for 30 days.
 
  Terms APR
Personal Signature Loans 24 months 7.0%
  36 months 9.0%
48 months 11.0%
60 months 13.0%
Share Secured Loans Call for term 4.50%
Overdraft Line-of-Credit (minimum $25 monthly payment) 16.00%
Special Purpose Loan ($2,500 maximum) 12 months 5.0%
$25.00 Refinance Charge Beginning April 1, 2004
Shares
  Balance APY APR
Regular, Secondary & LP Share Accounts $250.00 to $4,999.99 .125% .125%
  $5,000 and up .50% .50%
Holiday Club $5.00 and up .125% .125%
No dividends on $250.00 or less APR = Annual Percentage Rate APY = Annual Percentage Yield
Nov., 2008 - Oct. 31, 2009
New rates on Member-pay Disability and Term Life Insurance have gone into effect. The new rates are $0.74 per $1,000 for Single Term Life, $1.18 per $1,000 for Joint Life, and $2.10 per $1,000 for Single Disability.
Mortgage & Home Equity Rates: Click Here
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SAKS Fifth Avenue Enterprises Federal Credit Union. All rights reserved.